Short Term/Supplements

Missouri Short Term/Supplemental Insurance

One common mistake that many people make is not purchasing supplemental insurance to compliment their health insurance. We offer many different types of supplemental insurance that will fit any budget while also meeting your unique needs.

Accident Insurance

Accidents do happen and in fact account for a high percentage of hospital visits. Whether it be a fall, a slip or a broken bone accidents happen to all of us at some point. Accident insurance is designed to pay your deductible and get cash back into your pocket while you are healing from an unfortunate accident. We offer many types of accident policies and they are very inexpensive. To the right are some sample rates on how much accident insurance costs.

Cancer and Critical Illness Insurance

Cancer and critical illness was designed to help your costs in case you get diagnosed with cancer, heart attack, stroke, or another major illness. These policies are designed to pay you a lump sum upon diagnosis and help pay for your treatments and deductibles. They are also designed to help you while you are away from work recovering from such an ailment. These are very popular policies especially with the rise of critical illness and cancer in our country. Below are some sample rates so you can see how inexpensive these policies can be.

Cash Cancer Sample Rates (Non-Tabacco)

Short Term Health Insurance

Sometimes life happens and you may be in a need to bridge the gap when you are in between health insurance companies or in between jobs. Short term health insurance offers you the choice to get insurance for as short as 1 month up to as much as 6 months. If you are looking for something more long term then usually a we would suggest getting on a long term health insurance plan, if you need insurance for longer than 6 months than click here to see some more options you have.

Short term health insurance does not cover pre-existing conditions nor are they compliant with the new health law so you may be subject to a penalty when tax time comes around if you are on one of these plans. The good thing is that they are an affordable way to bridge the short term gap until you are able to get onto something more long term. If you are in need of short term insurance or just need some guidance on what your best option is please contact us by giving us a call at 417-831-1566 or click here to contact us today.

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“My Husband and I were in need of health insurance and the team at Hometown Benefits Group were great! They helped us find a great plan at a low price. We can't recommend them enough!”

- Tom and Chloe Roberts

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